Enter the hall of winners
Small business capital, $10K – $5M.
Valhalla funds operators directly — no broker chains, no upfront fees. One application, a decision in hours, and money wired as soon as the same working day.
- Same-day wires to $150K
- Approvals in as little as 2 hours
- 500+ FICO floor, all industries
- No upfront or application fees
Risk-free, no-commitment application. No hard credit pull to check options.
The armory
Twenty-two ways to put capital to work.
Merchant Cash Advance
Lump-sum capital repaid as a percentage of daily revenue, funded in 24 hours.
Working Capital Loans
Direct working capital from $10K-$5M for payroll, inventory, and operating expenses.
Same-Day Business Funding
Direct capital funded the same day you sign, from $10K to $5M.
Bad Credit Business Loans
Cash-flow-based funding for owners with credit scores as low as 500.
Revenue-Based Financing
Repayment that flexes with revenue instead of a fixed daily debit.
Emergency Business Funding
Direct capital for urgent, unplanned expenses, funded in as little as 24 hours.
Startup Business Funding
Direct funding for newer businesses, evaluated on deposits rather than years in operation.
MCA Consolidation
Combine multiple advances into one manageable daily or weekly payment.
Bridge Funding
Short-term capital to carry a business until a known future payment arrives.
The path to the hall
Funded in one working day.
Apply
One-page application. Entity details, monthly revenue, and what the capital is for.
Submit four statements
Your four most recent business bank statements. Underwriters return offers in 2–4 hours during business hours.
Choose your structure
Multiple offers side by side: factor or rate, term, daily vs weekly debit, holdback options.
Sign and fund
Sign before the 1 PM ET cutoff and funds wire the same day. After cutoff, next business morning.
The code we fund by
Four old names, four modern promises.
Force, applied precisely
Capital sized to the job in front of you — never more debt service than the revenue can carry.
Roots in every industry
Twenty-two programs across trucking, trades, restaurants, retail and healthcare. One tree, many branches.
Thought and memory
Underwriters read the file, not just the score — and they remember you at renewal.
The chosen fund first
Clean files signed before the 1 PM ET cutoff are carried to the wire the same working day.
The four gates
Clear these four gates and the hall is open.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly deposits
- 500+ FICO floor
- Active business bank account
Take your seat
Claim your capital.
Submit your file. Receive structured terms within 48 hours. Risk-free, no-commitment application.