IH
Ingrid Halvorsen
Founder & Chief Executive Officer
MBA, Wharton
Ingrid founded Valhalla on the conviction that speed and discipline are not opposites. She spent nine years structuring middle-market debt facilities in leveraged finance before moving to non-bank commercial lending, and she chairs the credit committee on every facility above $1M.
MO
Marcus Oyelaran
President & Chief Operating Officer
MBA, Kellogg
Marcus runs originations, operations, and the partner network across all fifty states. Two decades inside non-bank commercial finance taught him that the difference between a good funder and a bad one is what happens after the wire clears.
PR
Priya Raghunathan, CFA
Chief Credit Officer
CFA Charterholder · MBA, Columbia
Priya owns credit policy and underwriting standards. She has personally underwritten more than $2 billion of commercial financing across advance, term, and receivables-backed structures, and she wrote Valhalla's bank-statement underwriting handbook.
SR
Sofia Ramirez-Cruz, CPA
Chief Financial Officer
CPA · MBA, Chicago Booth
Sofia oversees the balance sheet, capital markets relationships, and finance organization. She built and managed warehouse facility programs at two prior specialty lenders totaling more than $3B in committed capacity.
RG
Rachel Goldberg-Amara, JD
General Counsel & Head of Compliance
JD, Georgetown Law
Rachel leads legal and compliance, advising on state commercial financing disclosure regimes in California, New York, Utah, Virginia, Georgia, and Connecticut, and on federal small-business data-collection rulemaking.
JW
Jian Wei Chen
Chief Technology Officer
MS Computer Science, Georgia Tech
Jian Wei leads engineering, data, and infrastructure. He built the statement-parsing pipeline that lets underwriters work from raw PDFs in minutes, and the intake models that flag risk patterns before a file reaches committee.
DF
Diego Fuentes
SVP, Sales & Origination
BBA, Florida International University
Diego leads the national origination team out of Miami. He has built and managed funding channels for three large specialty lenders and has been personally involved in more than 8,000 closed transactions.
AW
Aaliyah Washington, CFA
Vice President, Underwriting
CFA Charterholder · MBA, Emory
Aaliyah owns Valhalla's vertical underwriting playbooks, with deep specialization in restaurant, hospitality, and trucking credit. She trains every analyst on reading the texture of a bank statement rather than its totals.
TN
Tomas Nowak
Director of Portfolio & Servicing
BS Finance, Rutgers
Tomas runs servicing, reconciliations, and renewals. When revenue drops and a client needs their debit restructured, Tomas is the person who picks up and rebuilds the schedule.
AO
Amara Okafor
Head of Client Strategy
BA Economics, Howard University
Amara leads the strategist team that walks owners through offers side by side, in plain language, including the deals we recommend they decline.
YB
Yosef Ben-Ami
Director of Capital Markets
MS Finance, NYU
Yosef manages funding partner relationships and syndication capacity, keeping pricing competitive for larger and longer-duration facilities.
LF
Lucia Fernández-Reyes
Director of Operations
BBA, University of Miami
Lucia owns the closing process end to end: documentation, verification calls, wire cutoffs, and the 24-hour funding promise that depends on all three going right.