Our team

Operators behind the capital.

When you talk to Valhalla, you are talking to people who understand what the money is for — and what happens to your business if it arrives a week late.

Risk-free, no-commitment application. No hard credit pull to check options.

IH

Ingrid Halvorsen

Founder & Chief Executive Officer

MBA, Wharton

Ingrid founded Valhalla on the conviction that speed and discipline are not opposites. She spent nine years structuring middle-market debt facilities in leveraged finance before moving to non-bank commercial lending, and she chairs the credit committee on every facility above $1M.

MO

Marcus Oyelaran

President & Chief Operating Officer

MBA, Kellogg

Marcus runs originations, operations, and the partner network across all fifty states. Two decades inside non-bank commercial finance taught him that the difference between a good funder and a bad one is what happens after the wire clears.

PR

Priya Raghunathan, CFA

Chief Credit Officer

CFA Charterholder · MBA, Columbia

Priya owns credit policy and underwriting standards. She has personally underwritten more than $2 billion of commercial financing across advance, term, and receivables-backed structures, and she wrote Valhalla's bank-statement underwriting handbook.

SR

Sofia Ramirez-Cruz, CPA

Chief Financial Officer

CPA · MBA, Chicago Booth

Sofia oversees the balance sheet, capital markets relationships, and finance organization. She built and managed warehouse facility programs at two prior specialty lenders totaling more than $3B in committed capacity.

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Rachel Goldberg-Amara, JD

General Counsel & Head of Compliance

JD, Georgetown Law

Rachel leads legal and compliance, advising on state commercial financing disclosure regimes in California, New York, Utah, Virginia, Georgia, and Connecticut, and on federal small-business data-collection rulemaking.

JW

Jian Wei Chen

Chief Technology Officer

MS Computer Science, Georgia Tech

Jian Wei leads engineering, data, and infrastructure. He built the statement-parsing pipeline that lets underwriters work from raw PDFs in minutes, and the intake models that flag risk patterns before a file reaches committee.

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Diego Fuentes

SVP, Sales & Origination

BBA, Florida International University

Diego leads the national origination team out of Miami. He has built and managed funding channels for three large specialty lenders and has been personally involved in more than 8,000 closed transactions.

AW

Aaliyah Washington, CFA

Vice President, Underwriting

CFA Charterholder · MBA, Emory

Aaliyah owns Valhalla's vertical underwriting playbooks, with deep specialization in restaurant, hospitality, and trucking credit. She trains every analyst on reading the texture of a bank statement rather than its totals.

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Tomas Nowak

Director of Portfolio & Servicing

BS Finance, Rutgers

Tomas runs servicing, reconciliations, and renewals. When revenue drops and a client needs their debit restructured, Tomas is the person who picks up and rebuilds the schedule.

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Amara Okafor

Head of Client Strategy

BA Economics, Howard University

Amara leads the strategist team that walks owners through offers side by side, in plain language, including the deals we recommend they decline.

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Yosef Ben-Ami

Director of Capital Markets

MS Finance, NYU

Yosef manages funding partner relationships and syndication capacity, keeping pricing competitive for larger and longer-duration facilities.

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Lucia Fernández-Reyes

Director of Operations

BBA, University of Miami

Lucia owns the closing process end to end: documentation, verification calls, wire cutoffs, and the 24-hour funding promise that depends on all three going right.

Hiring

We are always looking for operators.

If you have underwritten a P&L, built and sold something of your own, or run capital markets at a non-bank lender, we would like to talk. Send a note to admin@valhallabusinessfunding.com.

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