Industries served
Underwriting that knows your business model.
A restaurant's deposit pattern looks nothing like a trucking company's. We underwrite each vertical against its own norms — seasonality, margin structure, and the way revenue actually lands.
- 18 verticals with dedicated playbooks
- No industry-code declines
- Seasonal structures available
- All 50 states
Risk-free, no-commitment application. No hard credit pull to check options.
Verticals
Capital structured for the way your industry earns.
Restaurants
Direct working capital for restaurants: $10K to $5M, funded in 24 hours, no upfront fees.
Contractors
Direct working capital for contractors: $10K to $5M, funded in 24 hours, no upfront fees.
Trucking Companies
Direct working capital for trucking companies: $10K to $5M, funded in 24 hours, no upfront fees.
Retail Stores
Direct working capital for retail stores: $10K to $5M, funded in 24 hours, no upfront fees.
Medical Practices
Direct working capital for medical practices: $10K to $5M, funded in 24 hours, no upfront fees.
Auto Repair Shops
Direct working capital for auto repair shops: $10K to $5M, funded in 24 hours, no upfront fees.
Roofing Companies
Direct working capital for roofing companies: $10K to $5M, funded in 24 hours, no upfront fees.
E-commerce Businesses
Direct working capital for e-commerce businesses: $10K to $5M, funded in 24 hours, no upfront fees.
Hotels & Hospitality Businesses
Direct working capital for hospitality businesses: $10K to $5M, funded in 24 hours, no upfront fees.
Construction Companies
Direct working capital for construction companies: $10K to $5M, funded in 24 hours, no upfront fees.
HVAC Companies
Direct working capital for HVAC companies: $10K to $5M, funded in 24 hours, no upfront fees.
Plumbing Companies
Direct working capital for plumbing companies: $10K to $5M, funded in 24 hours, no upfront fees.
Electrical Contractors
Direct working capital for electrical contractors: $10K to $5M, funded in 24 hours, no upfront fees.
Landscaping Companies
Direct working capital for landscaping companies: $10K to $5M, funded in 24 hours, no upfront fees.
Professional Services Firms
Direct working capital for professional services firms: $10K to $5M, funded in 24 hours, no upfront fees.
Salons & Spas
Direct working capital for salons and spas: $10K to $5M, funded in 24 hours, no upfront fees.
Gyms & Fitness Studios
Direct working capital for gyms and fitness studios: $10K to $5M, funded in 24 hours, no upfront fees.
Daycare & Childcare Centers
Direct working capital for daycare and childcare centers: $10K to $5M, funded in 24 hours, no upfront fees.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly deposits
- 500+ FICO floor
- Active business bank account
The path to the hall
Funded in one working day.
Apply
One-page application. Entity details, monthly revenue, and what the capital is for.
Submit four statements
Your four most recent business bank statements. Underwriters return offers in 2–4 hours during business hours.
Choose your structure
Multiple offers side by side: factor or rate, term, daily vs weekly debit, holdback options.
Sign and fund
Sign before the 1 PM ET cutoff and funds wire the same day. After cutoff, next business morning.
Take your seat
Earn your seat at the table.
Submit your file. Receive structured terms within 48 hours. Risk-free, no-commitment application.