Privacy Policy

VALHALLA BUSINESS FUNDING LLC ("Valhalla," "we," "us," or "our") respects the privacy of visitors to valhallabusinessfunding.com and applicants seeking commercial financing through our platform. This Privacy Policy explains what information we collect, how we use and share it, and the choices available to you. By submitting an application or using our website, you acknowledge the practices described in this Policy.

This Policy applies to information collected through our website, applications, phone calls, email, and any other channel through which we interact with prospective or current business customers. It does not apply to third-party websites or services that we do not control, even if linked from our site.

We collect information you provide directly, including business name, structure, EIN, address, industry, and revenue; owner identifying information such as name, date of birth, Social Security number, driver's license, and contact details; and financial documentation such as bank statements, tax returns, and merchant processing statements submitted to support a funding application.

We also collect information automatically when you use our website, including IP address, browser type, device identifiers, referring pages, and browsing activity, typically gathered through cookies and similar analytics technologies described further below. Additionally, we may obtain information from third parties, including credit bureaus, identity verification services, banking data aggregators, and public records.

We use the information we collect to evaluate and process funding applications, verify your identity and business ownership, underwrite and price financing offers, service and collect on funded accounts, communicate with you about your application or account, comply with legal and regulatory obligations, prevent fraud, and improve our website and services.

We may also use your information to send you marketing communications about products or renewal offers, subject to your consent and any applicable opt-out preferences you exercise under this Policy or under applicable law.

By submitting an application, you authorize Valhalla and its affiliated funding partners to obtain consumer and business credit reports, verify banking and financial information, and conduct background checks on the business and its owners or guarantors. These inquiries may include soft or hard credit pulls depending on the stage of the process, and you consent to us sharing your information with credit reporting agencies for this purpose.

You further authorize your bank and payment processors to release account and transaction information to us and our service providers to confirm the accuracy of statements submitted with your application.

Because Valhalla may submit applications to a network of funding partners, underwriters, and syndication participants to secure the best available offer, we share application data, financial documents, and credit information with those third parties as necessary to obtain and service financing on your behalf.

We also share information with service providers who perform functions on our behalf, such as identity verification, document signing, payment processing, hosting, analytics, and collections. These providers are contractually obligated to use your information only to perform services for us and to maintain reasonable safeguards over the data.

We may disclose information to comply with legal process, protect our rights or property, investigate fraud, or in connection with a merger, acquisition, or sale of business assets.

Our website uses cookies, pixels, and similar tracking technologies to operate core features, remember preferences, measure site performance, and deliver relevant advertising. We use analytics providers to understand how visitors interact with our site so we can improve content and navigation.

You can control cookies through your browser settings, including blocking or deleting them, though doing so may affect the functionality of certain features on our website. We do not currently respond to browser "Do Not Track" signals.

As a provider of commercial financing that may collect nonpublic personal information from individuals in connection with a business application, Valhalla maintains administrative, technical, and physical safeguards consistent with the Gramm-Leach-Bliley Act to protect the confidentiality and security of that information.

We limit access to nonpublic personal information to employees and service providers who need it to perform their job functions, and we do not sell nonpublic personal financial information to unrelated third parties for their own independent marketing purposes.

We retain application data, financial documents, and communications for as long as necessary to service a funding relationship, satisfy legal, tax, and regulatory recordkeeping obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable law, after which we securely delete or anonymize the data.

We maintain reasonable administrative, technical, and physical safeguards designed to protect the information we collect from unauthorized access, disclosure, alteration, or destruction, including encryption in transit, access controls, and monitoring. No method of transmission or storage is completely secure, and we cannot guarantee absolute security of information you submit to us.

Depending on your state of residence, you may have rights to request access to, correction of, or deletion of certain personal information we hold about you, to opt out of certain sharing for targeted advertising, and to be free from discrimination for exercising these rights. Some of this information may be exempt from such requests where it relates to a commercial credit application or is otherwise excluded under applicable financial privacy law.

To exercise any available privacy rights, contact us using the details in the Contact Us section below. We will verify your identity before responding and will respond within the time period required by applicable law.

Our website and services are intended for business owners and authorized representatives who are at least eighteen years old. We do not knowingly collect personal information from children, and if we learn that we have inadvertently done so, we will take steps to delete such information promptly.

Our website may contain links to third-party websites, including funding partners, payment processors, or informational resources. This Privacy Policy does not apply to those third-party sites, and we encourage you to review their privacy practices before providing any information to them.

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The "Updated" date at the top of this Policy indicates when it was last revised, and continued use of our website or services after changes take effect constitutes acceptance of the revised Policy.

If you have questions about this Privacy Policy or wish to exercise any rights described above, contact us at:

VALHALLA BUSINESS FUNDING LLC, 78 SW 7th Street, Suite 500, Miami, FL 33130. Phone: (786) 788-0225. Email: admin@valhallabusinessfunding.com. Website: valhallabusinessfunding.com.