Funding options
Every structure we fund, $10K – $5M.
One application puts your file in front of every program below. Your strategist recommends the structure that fits your cash flow — including the ones we tell you to decline.
- Same-day wires to $150K
- Terms from 3 to 36 months
- Daily, weekly, or monthly debits
- No upfront or application fees
Risk-free, no-commitment application. No hard credit pull to check options.
Programs
Twenty-two ways to put capital to work.
Merchant Cash Advance
Lump-sum capital repaid as a percentage of daily revenue, funded in 24 hours.
Working Capital Loans
Direct working capital from $10K-$5M for payroll, inventory, and operating expenses.
Same-Day Business Funding
Direct capital funded the same day you sign, from $10K to $5M.
Bad Credit Business Loans
Cash-flow-based funding for owners with credit scores as low as 500.
Revenue-Based Financing
Repayment that flexes with revenue instead of a fixed daily debit.
Emergency Business Funding
Direct capital for urgent, unplanned expenses, funded in as little as 24 hours.
Startup Business Funding
Direct funding for newer businesses, evaluated on deposits rather than years in operation.
MCA Consolidation
Combine multiple advances into one manageable daily or weekly payment.
Bridge Funding
Short-term capital to carry a business until a known future payment arrives.
Equipment Financing Alternatives
Fast, cash-flow-based capital for equipment needs outside traditional leasing.
Business Line of Credit Alternatives
Renewable access to capital as balances pay down, without a bank's renewal process.
Payroll Funding
Direct working capital that covers payroll obligations while receivables catch up.
Seasonal Business Financing
Working capital structured around peak and off-peak revenue cycles for seasonal operators.
Inventory Financing
Working capital to purchase inventory ahead of demand without tying up other assets.
No Collateral Business Loans
Unsecured working capital underwritten on cash flow with no asset collateral required.
No Doc Business Loans
Streamlined funding that relies on bank statements rather than extensive financial documentation.
Business Loans for Women
Fast, direct working capital for women-owned businesses, funded on revenue and cash flow, not gender-based pricing.
Business Loans for Veterans
Direct, fast working capital for veteran-owned businesses, underwritten on cash flow with no special-status pricing.
Minority Business Loans
Direct, fast working capital for minority-owned businesses, priced on cash flow with transparent alternatives when SBA fits better.
Franchise Financing
Direct working capital for franchise owners, underwritten on unit-level cash flow with funding in 24-48 hours.
Accounts Receivable Financing
Advance cash against unpaid B2B invoices, 80-90% upfront, funded in 24 hours as receivables grow.
SBA Loan Alternatives
Fast working capital when SBA timelines or eligibility do not fit, funded in 24 hours with transparent cost comparison.
Minimum qualifications
- 6+ months in business
- $15,000+ monthly deposits
- 500+ FICO floor
- Active business bank account
The path to the hall
Funded in one working day.
Apply
One-page application. Entity details, monthly revenue, and what the capital is for.
Submit four statements
Your four most recent business bank statements. Underwriters return offers in 2–4 hours during business hours.
Choose your structure
Multiple offers side by side: factor or rate, term, daily vs weekly debit, holdback options.
Sign and fund
Sign before the 1 PM ET cutoff and funds wire the same day. After cutoff, next business morning.
Take your seat
Earn your seat at the table.
Submit your file. Receive structured terms within 48 hours. Risk-free, no-commitment application.