Last updated February 2026

Terms of Use

Please read these terms before using this site or submitting an application. Financing offered through Valhalla is commercial financing for business purposes only.

Risk-free, no-commitment application. No hard credit pull to check options.

01Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of valhallabusinessfunding.com and any related services offered by VALHALLA BUSINESS FUNDING LLC ("Valhalla," "we," "us," or "our"). By accessing our website or submitting a funding application, you agree to be bound by these Terms. If you do not agree, do not use our website or services.

02Eligibility

Our website and services are intended solely for business use by owners, officers, and authorized representatives of operating businesses seeking commercial financing. You must be at least eighteen years old and legally authorized to bind the business on whose behalf you apply. Our products are not consumer credit products and are not intended for personal, family, or household purposes.

03No Offer of Credit; Not a Bank

Valhalla is a direct funding company and, where applicable, works with a network of third-party funding partners. Nothing on this website constitutes a binding offer of financing. All applications are subject to underwriting review, and approval, terms, and pricing are determined on a case-by-case basis. Valhalla is not a bank, and products offered are commercial financing arrangements, not consumer loans or deposit products.

04Application Submission and Accuracy

By submitting an application, you represent that all information and documentation provided is true, accurate, and complete to the best of your knowledge, and that you will promptly notify us of any material changes. Submitting false, incomplete, or misleading information may result in denial of funding, rescission of an approved offer, or referral to law enforcement.

05Authorization to Verify and Obtain Credit Reports

You authorize Valhalla and any funding partners reviewing your application to verify the information submitted, contact your bank, accountant, landlord, or other references, and obtain consumer and commercial credit reports on the business and any owners or guarantors, as described further in our Privacy Policy.

06Electronic Signatures and Communications Consent

You consent to conduct business with us electronically and to sign applications, disclosures, and financing agreements using electronic signatures, which have the same legal effect as handwritten signatures under the federal E-SIGN Act and applicable state law. You also consent to receive calls, texts, and emails from us and our service providers regarding your application or account, including through automated systems, at the phone numbers and email addresses you provide, even if your number is on a do-not-call list.

07Intellectual Property

All content on our website, including text, graphics, logos, and software, is owned by or licensed to Valhalla and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.

08Prohibited Use

You agree not to use our website or services for any unlawful purpose, to submit fraudulent applications, to interfere with the operation or security of our website, to attempt unauthorized access to our systems, or to use automated means to scrape or extract data from our website without permission.

09Third-Party Partners

We may refer or submit your application to third-party funding partners, and any resulting financing agreement will be between you and that funding source, subject to its own terms. Valhalla is not responsible for the acts, omissions, or performance of independent third-party funding partners, though we make reasonable efforts to work with reputable providers.

10No Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our website will be uninterrupted, error-free, or secure.

11Limitation of Liability

To the fullest extent permitted by law, Valhalla and its officers, employees, and affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of our website or services, even if advised of the possibility of such damages. Our total aggregate liability for any claim will not exceed the amount, if any, actually paid by you to Valhalla in the twelve months preceding the claim.

12Indemnification

You agree to indemnify, defend, and hold harmless Valhalla and its officers, employees, and affiliates from any claims, damages, losses, or expenses, including reasonable attorneys' fees, arising out of your use of our website, your breach of these Terms, or the inaccuracy of information you provide in connection with an application.

13Governing Law, Venue, and Arbitration

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms, our website, or any financing arrangement shall be resolved through binding arbitration administered in Miami-Dade County, Florida, except that either party may seek injunctive relief in a court of competent jurisdiction located in Miami-Dade County, Florida, for matters involving intellectual property or unauthorized access.

14Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15Changes to These Terms

We may revise these Terms from time to time. The "Updated" date reflects the most recent revision, and continued use of our website after changes take effect constitutes your acceptance of the revised Terms.

16Contact Us

VALHALLA BUSINESS FUNDING LLC, 78 SW 7th Street, Suite 500, Miami, FL 33130. Phone: (786) 788-0225. Email: admin@valhallabusinessfunding.com. Website: valhallabusinessfunding.com.